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Tis the Season for Creativity in Holiday/Year-end Giving – Share your gift opportunity here

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percent drop from 2008. According to research in by the Chronicle of Philanthropy the top 400 charities expect 2009 giving to be down by as much as 9%. While there is no doubt that this is not good news, the data does shed light on opportunity. According to the National Retail Federation U.S. on holiday-related shopping, a 3.2

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